Compulsory sports insurance for rowing will allow the athlete to receive treatment and rehabilitation, purchase the necessary medications, and pay for the hospital stay.
Heads of clubs, sports schools, organizers of competitions have no right to admit to classes and performances a person who has not received a policy.
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What is covered by rowing insurance?
Rowing insurance covers any injuries occurring during competitions, training camps during the entire insurance period. Our service offers to take out insurance with coverage of insurance services “Worldwide” to anyone of any age under 18 years of age, our service has developed a package of insurance services with round-the-clock insurance coverage.
Risks covered by rowing insurance:
- Personal injury in case of an accident;
- Temporary or complete disability due to NS or illness;
- Disability group due to an accident;
- Transportation to the clinic in case of illness or NS;
- Surgery for NA or disease;
- The onset of a critical illness;
- Thermal damage as a consequence of NS;
- The death of the insured person as a result of an accident or illness.
These insurance risks imply the receipt of insurance benefits. The amount of material payment is calculated in accordance with the table published here.
Injuries and causes of injury during rowing
Sport as a professional activity is often the likelihood of injury. Systematic training or competition leads to enormous stress on the human body, as a result of which every incorrect movement can lead to professional injury.
During rowing lessons, athletes are most often faced with:
- Tears of muscles and ligaments;
- Dislocation of the joints;
- Injury of the hip joint;
- Traumatic brain injury.
In the most frequent circumstances of the injury, doctors of sports organizations consider the violation of the schedule of loads, as well as a violation of safety rules and sports discipline. But even adherence to the regime and all the rules does not give a full guarantee to the athlete that there will be no occupational diseases and injuries, sometimes one wrong movement is enough, for example, in bad weather or in an uncomfortable exercise.
In this regard, coaches and sports mentors require you to buy insurance for rowing, the policy will allow you to receive financial compensation depending on the degree of injury in order to be able to cover the costs of rehabilitation procedures and receive support during the period of disability.
How long do you need to take out insurance?
In our service, you can buy rowing insurance for any period from one day to a year. The period for issuing the policy depends on the personal requirements of the athlete. Some take out insurance for the duration of a certain competition, others purchase insurance for a year, so that throughout the year there is an opportunity to train and participate in competitions both in the Russian Federation and abroad.
The insurance period before taking out insurance can be found in the calculator of our service. At the same time, you should know that the most reliable and profitable option is an annual policy, because having issued it, you will not need to issue an additional policy for everyday classes in the gym and trips abroad for training camps and competitions.
How to get paid for insurance
Rowing insurance benefits are calculated based on the severity of the injury, the treatment chosen, and the insurance package. In the event of disability, as well as in the event of full permanent incapacity, as in the case of the death of the insured, the material compensation will be one hundred percent of the amount insured.
A child who has a disability of any group will also receive the full amount of insurance. In case of short-term incapacity, as well as the risk of hospitalization, the payment is made for each day of treatment and is calculated as a percentage of the amount insured.
For other insured risks, the amount of compensation is calculated in accordance with the risk payment table.
What to do in the event of an insured event
In the event of an insured event, the insured person is obliged to urgently seek medical help. Immediately after discharge from the medical institution, you need to take a certificate-extract of the established sample, prepare other documents proving the event of an accident and contact the insurance company for payment.
The list of required documents, as well as a step-by-step algorithm of actions, is published on the Insured event page.
Electronic insurance policy
In accordance with the legislation of the Russian Federation, insurance for rowing in electronic form is an official and absolutely legal document that entitles the insured person to reimbursement of insurance compensation within the insurance package.